Citi Drives Liquidity Innovation with the Launch of Real-Time Liquidity Sharing

admin admin 5 Αυγούστου, 2022 0 Comments FinTech

Whatever business challenges come your way, your need for smooth, successful transactions will be constant. Alongside continuing operational requirements, you’ll need to balance enduring targets with emerging ones – including sustainability and digitialisation aspirations. For example, with our follow-the-sun, against-the-sun and real-time cross-border sweeping solutions, you can make the most of your global cash across time zones.

  • Plus, you’ll have a Relationship Manager on hand to help with any of your business needs.
  • We are a multi-asset servicing specialist committed to helping our clients achieve their ambitions both in terms of investments and cross-border distribution.
  • Businesses within and outside the financial services industry need to make the most of their money while meeting their financial and regulatory obligations.
  • The payments landscape is evolving rapidly with the expansion of real-time payments, a rise in platform-based businesses, online marketplaces, and currency digitization.

Liquidity is the term used to describe the liquid assets/cash a company can use to meet its current and future debts and other obligations, such as payments for goods and services. Some assets are liquid, meaning that cash can be readily accessed whenever it is needed. But other types of assets, such as longer-term investments, may take longer to convert into cash – and if such an asset has to be sold very quickly due to an unexpected shortfall, the company may end up losing some of that asset’s value. “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation.

Hoxhunt selects Nomentia for bank connectivity and payments

Continuous customer service can cost extra money with some providers, so be prepared for additional expenses to your initial investment. This can depend on the SLAs you wish to have with your solution provider. Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Zero Balance Accounts maximize financial efficiency by concentrating balances to and from a master account.

liquidity management services

Liquidity management has always been a core function of corporate treasuries and banks have catered to this need by providing liquidity management solutions as part of their cash management services suite. Our global technological partner for liquidity management provide you with complete visibility into your cash positions, global balances and transactional information so that you can maximise available funds and even reduce interest costs. The model comprises various components and requires connecting with others of the bank’s legacy systems. The process of liquidity management begins with operators capturing the client data and liquidity requirements through the user interface built for the system. This user interface is, in turn, supported by the data warehouse for the static information and also the different modules present in the proposed liquidity engine. There are other systems in the bank that will use the liquidity information to formulate their strategies accordingly, such as trading systems, foreign exchange settlement systems etc.

The solution

There is a lot of information available on each vendor’s website to see whether a solution looks right for you. Bank connectivitywith some vendors and maintain any changes made to existing file formats that are used to communicate between systems and banks. These rules are customisable according to the business requirements and will be applied as per the direction.

liquidity management services

This allows treasurers to have accurate foundations for forecasts as well. Liquidity management solutions simplify your daily cash processes through automation. Use your available cash to reduce debt, transfer funds into investments and improve your financial efficiency. Citi offers one of the most comprehensive Liquidity Management networks in the industry, supporting over 30,000 regional and global liquidity structures for clients.

Capital Management, Liquidity and Treasury Risk

In addition, good solutions enable treasurers to report on company liquidity ad-hoc to any stakeholder internally or externally – think of auditors, shareholders, and company executives. As a trusted banking partner with an on-the-ground presence in over 100 global markets, Citi combines the reach of its global network with innovative digital solutions that help clients optimize liquidity, maximize returns and increase efficiency. A typical liquidity management solution pools the data spread across disparate systems inside a bank’s IT infrastructure and delivers value by putting cash to its optimum use as well as forecasting liquidity needs. Uncertain credit conditions – Uncertainty about future availability of credit drives many global corporations to become more prudent in tapping internal sources of liquidity. The recent credit crunch in US and European markets has given more strength to this particular factor. The goal is to consolidate cash more effectively to take advantage of market opportunities.

liquidity management services

Keep an eye on where funds are flowing and exact amount of your liquidity. Paying suppliers early can give them extra support during times of adversity, such as the pandemic. Operational risks such as the risk of fraud or human error can also result in financial loss. Appropriate levels of liquidity that need to be maintained in order to meet upcoming obligations. And with self-serve options on Straight2Bank Liquidity – such as pausing and resuming sweeps and resetting intercompany interest rates – you have the flexibility to determine necessary changes, instantly.


The risk that changes to the quality of a company’s credit can affect the value of its portfolio or investments. Get in touch with your Relationship Manager to find out how we can help meet your liquidity needs, or to explore other banking solutions. It’s impossible to meet all your liquidity goals without global cash visibility. We offer a wide spectrum of investment solution and options to put your balances to work, so you can maximize liquidity in any environment. Business and can tailor our solutions to meet your company’s unique needs. Pooling – where funds are not physically moved in and out of accounts.

Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms, and their related entities (collectively, the “Deloitte organization”). DTTL (also referred to as “Deloitte Global”) and each of its member firms and related entities are legally separate and independent entities, which cannot obligate or bind each other in respect of third parties. DTTL and each DTTL member firm and related entity is liable only for its own acts and omissions, and not those of each other.

Digital banking

Optimising your cash flows and enhancing liquidity processing allow you to reduce risk and maximise returns. To this end, BNP Paribas offers a full suite of Cash Management and Liquidity services. A global view of the cash forecast helps companies to plan ahead and assess all options to ensure that sufficient liquidity will be available when needed. It also gives companies the information they need to minimize unnecessary costs that might otherwise arise. For example, inadequate visibility over future cash flows might result in a higher cost of funding. Or a breach in loan covenants could result in a costly penalty that could have been avoided with better planning.

Future-proof Cash Management to deliver value

Excellent user experience also helps speed up the onboarding process for new team members using the solution. Last but not least, as part of the liquidity management solution user profiles should be created and the levels of access should be defined. As the information is highly sensitive, only authorised users should have access to it.


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